How to Sell Your Parents’ House After Death
Estimated reading time 9 minutes
We get it. The process of selling your parents’ house after they’ve passed away is full of practical and emotional challenges.
To anyone else, your parents’ house is just bricks and mortar. But to you, it’s full of memories of your family. And if you’re here, reading this, perhaps you’re trying to find the best path forward in a situation no one truly plans for.
So please know this: We’re here to make the process more manageable. This guide will help you navigate the practicalities of selling your parents’ house after death in the UK, and we’ll cover the legal, financial and emotional aspects involved.
Stick with us, and you’ll find yourself in a much better position to make the best decisions for you, and to come out the other side with minimal hassle.
What are the legal steps of selling your parents’ house after death in the UK?
First things first, you’ll need to ensure that the legal foundations are in place before you sell your late parents’ house. For this, your parents’ estate (including property) will need an executor or administrator.
There are two possibilities here:
- Your parents left a will, in which case the named executor is responsible for managing their estate, including the house.
- Your parents didn’t leave a will, in which case an administrator will need to be appointed through the probate process.
What is probate?
Probate is the legal procedure that gives someone the authority to deal with a deceased person’s assets, including selling their house. Applying for probate can feel like a daunting process, but it’s a crucial step. Once probate is granted, you’ll receive the legal documentation required to put the house on the market.
Do you still need probate to sell a house if there’s a will?
Yes, probate is usually required to sell a house even if there’s a will.
The will establishes who the executor is, but probate grants the legal authority for the executor to act. It allows them to manage the deceased’s estate, including selling property.
In some cases, probate isn’t necessary. For instance, if you happen to jointly own a property with your mum, the property would automatically pass to you as the surviving owner, in which case you might not need to apply for probate. However, always seek professional advice to confirm your situation.
Once you’ve got your legal ducks in a row, what’s next? We’ve put together a checklist of things to think about.
Our simple checklist for selling parents house after death
Prepare for emotional impact
Selling your parents’ home is an emotionally testing time. It’s normal to feel a mix of grief, nostalgia and guilt. You might find yourself wondering if you’re doing the right thing or worrying about letting go of the past.
After all, for you this process is about more than just the sale. It’s also about honouring your parents’ legacy and finding a new chapter for the home they cherished.
If the emotional burden feels too heavy, help is out there. Talk to a grief counsellor or share your thoughts with trusted friends and family. Talking about things can provide comfort and clarity.
Prepare the property for sale
When dealing with the question of how to sell your parents’ house after death, one of the most overwhelming parts can be sorting through their possessions.
Every object tells a story, which can make this step particularly emotional. So, take your time, and involve other family members in the process if possible. Decide what to keep, donate or sell, and consider enlisting help from a professional clearance service if the task feels too big to manage alone.
Once the house is cleared, focus on presenting it in its best light for the market. A fresh coat of paint, tidying the garden or fixing any minor repairs can make a big difference in attracting buyers. Even small improvements can help the property stand out, particularly if you’re selling in a competitive area.
Consider tax implications
One of the less obvious hurdles when learning how to sell your parents’ house after death is navigating tax obligations. In the UK, selling an inherited property may trigger capital gains tax (CGT).
Capital gains tax applies to the profit made from selling the property. However, the tax is calculated based on the property’s value at the time of inheritance, not its original purchase price. If the sale price exceeds the inheritance value, CGT might be owed on the difference.
If you find yourself faced with a tax bill, remember that some expenses — like costs for improvements or estate agent fees — can be deducted from the taxable gain. Get advice from an accountant or tax advisor so you can work out what’s owed and explore any exemptions or allowances you might qualify for.
Set the right price
Valuing a property that holds so much personal significance can be surprisingly difficult.
This is where a professional estate agent or property valuer can step in to provide an objective market appraisal. They’ll assess factors like the location, size and condition of the house, as well as local market trends, to recommend a realistic asking price.
Or, if you’re keen to sell quickly, you might consider working with a cash house buyer, like SellHouseFast.co.uk. Cash house buyers specialise in fast sales, making us a great option if you want to avoid the delays and uncertainties of the open market. However, always research thoroughly to ensure you’re dealing with a reputable buyer.
Gather the paperwork
Make sure you’ve got all the relevant documents, including the will, grant of probate and any existing mortgage details.
If the property hasn’t been sold for many years, check that the title deeds are registered with the Land Registry. It’s surprising just how many older properties aren’t registered — even some more recent ones too. Sorting this out early can save time and stress later.
To improve or not to improve?
One of the big questions you’ll face is whether to sell the property in its current condition or invest in improvements. This choice depends on factors like your budget, the state of the property and how quickly you want to sell.
Selling as-is might appeal to buyers looking for a fixer-upper, particularly if the house is in a desirable location. However, making modest upgrades, like replacing outdated carpets or refreshing dated interiors, can help you secure a better price without too much expense.
Declare problems with neighbours
If the property has a history of disputes with neighbours, this is something you’ll need to disclose on the TA6 property information form. Sure, it’s tempting to gloss over issues, failing to disclose disputes can lead to serious legal trouble further down the line.
Instead, approach these disclosures honestly and provide evidence of any efforts to resolve disputes — such as emails, mediation attempts or council reports. This stands to reassure buyers that the issue is manageable.
Choosing the right selling method is everything
The method you choose for selling the property can significantly shape your experience and the final outcome.
If achieving the most competitive market price is the top priority, the traditional route of using an estate agent might get you there. But bear in mind that it often involves drawn-out timelines and the stress of uncertainty. Waiting for offers, navigating chain-dependent buyers and dealing with last-minute hitches can add months of hassle and frustration to an already emotional process.
So, what about online property portals, or auctions? They might offer a quicker turnaround, but they come with their own compromises. Auctions, for instance, often attract buyers looking for a bargain, which could mean accepting a lower sale price. While online portals can broaden the reach of potential buyers, they still depend on interest and financing arrangements, which can slow the process and create delays.
Perhaps these sizeable snags are why working with a reputable cash house buyer is an increasingly popular choice. Because you get to bypass the traditional hurdles of marketing, viewings and buyer financing, this method ensures a fast, straightforward sale. With no risk of chains breaking down or sales falling through, it provides peace of mind and allows you to move forward on your terms — without the delays and uncertainty that come with other methods.
Better days are ahead
Every family is different, but selling your parents’ house after they’ve died is never easy.
When you’re considering how to sell your parents house after death, it’s normal for practical and personal matters to clash. You’re bound to feel overwhelmed at times. But you can get through the complexities and honour your parents’ legacy in the process, with the right approach and support.
Take the time to do things properly — legally, emotionally and financially. It will help you achieve the best outcome.
And like we said, you don’t have to go through it alone.
Are you thinking about selling your parents’ house after death?
Our friendly team of property experts is here to help you, just like we’ve helped thousands of sellers make the best decision for them.
We offer fair, fast cash offers with no hidden fees and complete transparency. Here’s why sellers love SellHouseFast.co.uk:
- Avoid lengthy processes or chain collapses with a guaranteed and efficient sale.
- Sell the property as-is, saving time and effort on renovations or clearing out belongings.
- Choose a process that works around your timeline and offers guidance through emotional and logistical challenges.
Why not explore your options — get in touch today for a no-obligation cash offer on your property.