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Mapping the UK’s Mortgage Burden: Where Homes Are Most and Least Affordable

Jack Malnick | 9 December, 2025 | 10 minutes
Across the UK, the average homeowner now spends over half (50.9%) of their salary on mortgage repayments… and that’s far above what most people think is affordable. In our new…
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What is a Declaration of Trust and Why is it Beneficial When Selling a House?

Jack Malnick | 9 December, 2025 | 5 minutes
Buying a property with someone else can be exciting, but the financial commitment often raises important questions about clarity, fairness, and future security. Many people don’t realise there’s a simple…
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Why Are Retirement Flats Not Selling?

Jack Malnick | 3 December, 2025 | 5 minutes
It’s a fair question. With an ageing population and more people choosing to downsize, you’d expect this market to be thriving. Retirement living is often marketed as stress-free, sociable, and…
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What Happens if a Joint Homeowner Becomes Bankrupt?

Jack Malnick | 27 November, 2025 | 4 minutes
If you jointly own a property and one of the owners becomes bankrupt, it can be a stressful and confusing time, and you could be worried about losing your home.…
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wall and skirting board with dry rot

What is Dry Rot & Could It Stop My House from Selling?

Jack Malnick | 25 November, 2025 | 4 minutes
Thinking about selling your house? Here's one hidden problem you really don't want to sneak up on you...dry rot. This destructive fungus can rapidly weaken the structure of your home,…
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The UK’s Most Complained-About Streets

Jack Malnick | 19 November, 2025 | 10 minutes
A cracked pavement, a broken streetlight, or continual dog-fouling in your area might do more than just ruin your morning. It can also affect what buyers are willing to pay…
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Should I Sell My Rental Property to Pay Off Debt?

Jack Malnick | 18 November, 2025 | 7 minutes
Juggling repayments? Watching interest build up? Losing sleep over finances? If this sounds familiar, it's natural to look at your biggest assets. And for many landlords, that means asking: should…
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What is a Positive Covenant in Property?

Jack Malnick | 17 November, 2025 | 6 minutes
Understanding covenants is key when you're buying or selling property. You might have heard of restrictive covenants, which stop you doing certain things, but what about positive covenants? These aren't…
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Are Timber Framed Houses Difficult to Sell?

Jack Malnick | 14 November, 2025 | 6 minutes
Timber framed houses have been around for centuries in Britain. Some of our most picturesque cottages and listed buildings were built this way, and many are still standing strong today. …
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The Areas of England Most Affected by Noise, Light, and Other Sensory Disturbances

Jack Malnick | 13 November, 2025 | 13 minutes
Most of us expect a bit of background noise or the odd streetlight outside our window, but in some parts of the country, those everyday disruptions are hard to escape.…
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What is a Sinking Fund?

Jack Malnick | 13 November, 2025 | 7 minutes
If you've ever owned a leasehold flat or been part of a residents' management company, you might have heard the term ‘sinking fund’ thrown around. It sounds obscure, but it's…
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What is Chancel Repair Liability?

Jack Malnick | 12 November, 2025 | 7 minutes
When you buy a property, you expect to pay for the building, the land and the legal process. What you don’t expect is a centuries-old obligation to help pay for…
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